Excess Casualty

Excess Liability & Casualty Umbrella

Old Republic Specialty Insurance Underwriters (ORSIU) provides commercial excess and umbrella insurance (admitted and nonadmitted) and reinsurance risk transfer products to insureds on a supported or mono-line basis. We have a broad risk appetite and work closely with producers and program administrators who specialize in commercial excess and umbrella business. We offer an expansive portfolio with coverages that can be customized to meet our clients’ specific needs.

Underwriting Appetite

• Construction
• Hospitality
• Manufacturing
• Public Entities
• Real Estate
• Retail/Wholesale
• Services
• Transportation

Coverages Include

• Automobile Liability
• General Liability
• Employee Benefits Liability
• Employer’s Liability
• Liquor Liability
• Errors & Omissions Liability

Supported Umbrella/Excess Liability

• Primary liability policies written by Old Republic companies
• Written via Old Republic appointed agents/brokers
• Maximum policy limit of $10M

Mono-line Umbrella/Excess Liability

• Written via program administrators that specialize in this segment
• Primary liability carriers must be rated A–V or better
• Maximum policy limit of $5M

Flexible Approach

• Our team of professionals has extensive background in public entity and nonprofit business and understands that each entity has its own unique set of exposures.
• We work closely with producers who specialize in this segment to craft the appropriate coverage to meet the needs of each client.
• Claims are coordinated with our dedicated claims team and the client's TPA.

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Old Republic Specialty Insurance Underwriters insurance contracts are underwritten and issued by one or more of the following: Pennsylvania Manufacturers’ Association Insurance Company; Manufacturers Alliance Insurance Company; and Pennsylvania Manufacturers Indemnity Company, rated A+ (Superior) XV by AM Best and A2 Stable by Moody’s. Rating determinations made by rating agencies are subject to change from time to time. While the Company attempts to show accurate information, it cannot assure the timeliness of ratings referred to herein and assumes no obligation to monitor the ratings actions of any rating agency. AM Best ratings as of April 21, 2021; Standard & Poor's as of November 17, 2020; Moody's as of October 13, 2020. A+ (Superior) and A (Excellent) ratings from AM Best represent the 2nd and 3rd highest ratings, respectively, among 13 rating categories. An A2 rating from Moody's (Highest Quality) represents the 6th highest rating among 21 rating categories and an A+ (Strong) from Standard & Poor's represents the 5th highest rating among 20 rating categories. For the latest Best’s Credit Ratings, access www.ambest.com.