Alternative Risks

    Specialized Capabilities

    • Focusing on Alternative Risks for public entities and nonprofits
    • Excess of loss coverage, including auto liability, general liability, law enforcement liability, public officials liability, school board legal liability, employee benefits liability, employers liability, errors & omissions liability, sexual molestation, sexual harassment, miscellaneous professional liability, property, crime, and workers' compensation.
    • We provide insurance (admitted and non-admitted) and reinsurance risk transfer products to meet the unique needs of this segment.
    • Our clients are self-insurers on a single risk basis, pools, trusts, captives, and risk retention groups.

    Flexible Approach

    • Our team of professionals has extensive background in public entity and nonprofit business and understands that each entity has its own unique set of exposures.
    • We work closely with producers who specialize in this segment to craft the appropriate coverage to meet the needs of each client.
    • Claims are coordinated with our dedicated claims team and the client's TPA.

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    Old Republic Specialty Insurance Underwriters insurance contracts are underwritten and issued by one or more of the following: Pennsylvania Manufacturers’ Association Insurance Company; Manufacturers Alliance Insurance Company; and Pennsylvania Manufacturers Indemnity Company, rated A+ (Superior) XV by AM Best and A2 Stable by Moody’s. Rating determinations made by rating agencies are subject to change from time to time. While the Company attempts to show accurate information, it cannot assure the timeliness of ratings referred to herein and assumes no obligation to monitor the ratings actions of any rating agency. AM Best ratings as of April 21, 2021; Standard & Poor's as of November 17, 2020; Moody's as of October 13, 2020. A+ (Superior) and A (Excellent) ratings from AM Best represent the 2nd and 3rd highest ratings, respectively, among 13 rating categories. An A2 rating from Moody's (Highest Quality) represents the 6th highest rating among 21 rating categories and an A+ (Strong) from Standard & Poor's represents the 5th highest rating among 20 rating categories. For the latest Best’s Credit Ratings, access

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